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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

2026

Year-End Tax Savings

As the end of the year approaches, it’s natural to reflect on our financial successes—and to look for smart ways to save on taxes. The clock is ticking, but here[…]

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December 24, 2025 0
AI in Retirement

Is Planning for Retirement Different Today in the Age of Artificial Intelligence?

At first glance, this might sound like a rhetorical question — of course things are different! But let me tell you, the answer isn’t as simple as you might think.[…]

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October 29, 2025 0
Pocketbook

Pocketbook Power Plays: 5 Ways to Free Up Cash Right Now

Let’s be real—everything feels more expensive these days. A few years ago, most of us had at least a little breathing room in the budget. Now? Inflation has eaten that[…]

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October 17, 2025 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.