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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

AI in Retirement

Is Planning for Retirement Different Today in the Age of Artificial Intelligence?

At first glance, this might sound like a rhetorical question — of course things are different! But let me tell you, the answer isn’t as simple as you might think.[…]

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October 29, 2025 0
Pocketbook

Pocketbook Power Plays: 5 Ways to Free Up Cash Right Now

Let’s be real—everything feels more expensive these days. A few years ago, most of us had at least a little breathing room in the budget. Now? Inflation has eaten that[…]

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October 17, 2025 0
Successful Retirement

Do You Really Want a Successful Retirement?

Have you ever listened to an elite pianist who composes their own music? For years, I was blessed to sit in church on Sundays and experience the magic of one[…]

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September 25, 2025 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.