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Our Core Values

God leads our company • We strive to be the competition, not fight the competition • We work to over-deliver • We strive to have a servant heart • We do what’s right, even when no one is looking • Our handshake is our contract and our word is our bond • We strive to be nimble • We welcome and expect input from our advisors • We focus on our unique abilities and help others focus on theirs • Always share – never hold back

Latest Articles

Exit Plan

Why Every Business Owner Needs an Exit Plan

You’ve poured years—maybe decades—into building your business. Early mornings, late nights, tough decisions, and real sacrifice. For most owners, it’s more than a company—it’s their life’s work. But here’s the[…]

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March 25, 2026 0
Lawsuit

Are Your Assets Truly Protected?

It’s a simple question—but for most people, it’s surprisingly hard to answer with confidence. The reality is this: assets are not automatically protected. Without intentional planning, what you’ve worked so[…]

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March 19, 2026 0
Cut and Paste

Do You Cut and Paste Your Money Decisions?

A while back, Money Magazine asked several successful people a simple question: What’s the smartest financial advice you’ve ever received? One response stood out. Richard Branson, billionaire founder of the[…]

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March 11, 2026 0

Customer Relationship Summary

Below is a copy of our Customer Relationship Summary, known as “Form CRS.” This new Form is intended to inform retail investors about: (i) the types of client and customer relationships and services the firm offers; (ii) the fees, costs, conflicts of interest, and required standard of conduct associated with those relationships and services; (iii) whether the firm and its financial professionals currently have reportable legal or disciplinary history; and (iv) how to obtain additional information about the firm.

Customer Relationship Summary (SMG Form CRS)
SMG ADV Part 2A (March 2026)

Securities offered through Calton & Associates, Inc. member FINRA and SIPC, a Registered Investment Adviser. SEC registration does not imply a certain level of skill or ability. Investment advisory services offered through Smart Money Group, LLC, a Registered Investment Adviser. Smart Money Group, LLC and Kennedy Financial Services, Inc. are not owned or controlled by Calton & Associates, Inc.